How & Why OTP (One Time Password) Used

1. What is OTP?

The full form of OTP is One Time Password. Now a day to secure your data it is used by so many organizations like bank, taxation department, verification department etc.

2.  How OTP is used?

To secure your data after or before login OTP is sent to verify the user who is going to login. OTP (One Time Password) is sent to given mobile / email id or both before login. User get at least 4 digits’ alpha numeric number which is asked by the portal to verify the identity.

Example: When you are going to pay via internet / mobile banking the operator (bank) will sent OTP in your mobile to conform the payment. If any other person got your userid and password, then OTP will block the person access the portal or break the transaction.

3.  What is other security option except OTP?

In the emerging field of information technologies to secure your account biometrics, face lock etc other option is also available but these are most expensive.

Thanks for Reading this blog. We meet with another blog next time .. Bye .


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